Prescott Ford, CFA

Principal, Banking & Financial Services

Prescott Ford is a trusted advisor to banks, credit unions and other financial institutions navigating complex regulatory, risk and operational challenges. As a Principal within SolomonEdwards’ Banking & Financial Services practice, he helps clients strengthen risk management programs, enhance governance frameworks and address evolving regulatory expectations with practical, business-focused solutions.

Prescott brings deep expertise across regulatory risk management, enterprise risk management, operational risk, retail credit risk, capital management and model risk management. He also advises organizations on emerging areas such as AI governance, helping institutions establish effective oversight frameworks that balance innovation with regulatory compliance.

Working closely with executive leadership teams, boards and risk functions, Prescott oversees the successful delivery of managed engagements that improve controls, mitigate risk and support strategic business objectives. His collaborative approach combines regulatory insight with operational experience, enabling clients to move forward with confidence while maintaining a strong risk and compliance foundation.

At SolomonEdwards, Prescott partners with organizations to solve complex industry challenges ranging from regulatory remediation and governance enhancement to enterprise risk transformation and operational improvement. He is committed to delivering practical solutions that help financial institutions strengthen performance, manage risk and prepare for what’s next.

Service Expertise

Insights

Areas of Expertise

Regulatory Risk Management

  • Regulatory Strategy
  • Exam Readiness
  • CAMELS Protection
  • Enforcement Action/ Matters Remediation

 

Risk & Compliance

  • Treasury IRR/Liquidity
  • Mortgage Banking
  • Retail Credit
  • Operational Risk
  • Internal Audit
  • Governance

 

Capital & ERM

  • Capital Optimization
  • Basel III / IV Prep
  • CCAR / DFAST
  • Risk Appetite
  • Board Reporting
  • Risk Frameworks

 

AI Governance & MRM

  • AI Governance Framework
  • Model Risk Management
  • AI Retail Credit and Support Processes

Previous Experience

  • Citibank – Technical Team Lead and Resident Examiner
  • JPMorgan Chase – Resident Examiner
  • Office of the Comptroller of the Currency (OCC) — Supervisory National Bank Examiner and Resource Team Manager
  • First Empire — Managing Director of Regulatory Affairs
  • Fitch Ratings — Senior Director of Compliance Audit

Education & Certificates

  • CFA
  • BSBA, Finance — The Ohio State Fisher College of Business
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