Ian Johnson

Ian Johnson has more than eleven years of experience helping banks, credit unions, and fintech and payments companies build and strengthen their BSA/AML programs. His work centers on what makes a BSA/AML program genuinely effective – well-calibrated transaction monitoring, investigations and SAR decisions that hold up under scrutiny, and thoughtfully designed controls – with a focus on programs measured by the results they produce, not the activity they document.

As a Director in the Financial Crimes Advisory practice at SolomonEdwards, Ian works with executive leadership and compliance teams to assess program health, remediate deficiencies, and prepare for regulatory examinations and internal audits. He has designed quality control processes that reduced transaction monitoring error rates by more than 20% and streamlined investigation workflows that improved analyst productivity by as much as 40%. He is increasingly focused on how leaner AML teams can responsibly apply existing AI tools to match the effectiveness and reach of much larger, better-resourced ones, with human oversight and clear governance rather than automated judgment.

Before consulting, Ian led transaction monitoring and investigations at Bank OZK, where he strengthened the consistency, defensibility, and efficiency of investigations through more structured review and documentation practices. He holds the CAMS and Advanced CAMS – Risk Management (CAMS-RM) certifications and serves on the board of the ACAMS Central Florida chapter.