Insights

Our subject matter experts provide insights on a broad range of topics, including regulatory compliance updates, the impact of emerging technologies, transaction considerations, and more, helping you stay ahead in an evolving business landscape.

Banking & Financial, GENIUS Act, Stablecoin, Trust Charter

Fintech’s Next Frontier: Securing the Trust Charter Advantage in the Era of Stablecoin Regulation

As regulatory clarity arrives for digital assets and stablecoins, the race for trust charters is heating up. Fintechs, banks and PE-backed platforms are moving quickly to secure the right foundation for compliant, scalable growth. Discover what's driving the surge in OCC and state charter applications—and what regulators are really looking for in governance, risk and operations.

Banking & Financial, Financial Crimes, Fraud, Fraud Governance

Fraud Governance Moves to the Front Line: Why Mid-Sized Banks Can’t Afford to Stay Reactive

Fraud governance has moved to the front line for mid-sized banks. Regulators now expect structure, accountability, and integration across fraud, AML, and cyber teams—not just reactive controls. This Insight explores how evolving threats like synthetic identities and AI-driven scams demand proactive fraud-risk assessments, stronger governance frameworks, and customer education.

BaaS, Banking & Financial, Fintech, Sponsor Bank

Before the Enforcement Letter Arrives: How Banks and Fintechs Can Build BaaS-Ready Compliance Programs

BaaS has transformed how financial products reach consumers, but regulatory scrutiny is intensifying. Recent FDIC and OCC actions make one thing clear: banks can outsource technology, not compliance risk. As enforcement actions rise, both sponsor banks and fintech partners must strengthen AML/BSA programs, clarify accountability, and align oversight before regulators intervene.

Accounting & Finance Operations Support, budgeting, forecasting, FP&A, tariffs

Budgeting Season 2026: Best Practices for an Uncertain Environment

As budgeting begins in Q4 amid economic volatility, finance leaders must emphasize agility and resilience. This article outlines best practices: start early, embrace scenario planning, use rolling forecasts and leverage data to turn uncertainty into strategic advantage.

Banking & Financial, Bitcoin, Board of Directors, BSA, Cryptocurrency, Financial Crimes, GENIUS Act, Stablecoin

Why Stablecoin—And Why Now? A Call to Action for Bank Boards

Stablecoins are fast becoming a foundational element of modern banking infrastructure. With FIS, Fiserv, and Jack Henry integrating stablecoin capabilities into core platforms, the shift is already underway. This article outlines why banks—especially community institutions—must act now to explore stablecoin pilots, assess core capabilities, and stay competitive as digital assets become the new financial plumbing.

Bank Board Forum, Banking & Financial, Banking Technology, Salesforce, ServiceNow

Consolidate or Coexist? A Decision Framework for Salesforce and ServiceNow in Banking

Banks are increasingly asking: Where does Salesforce end and ServiceNow begin? Both platforms now extend well beyond their original missions, creating overlap in client servicing, onboarding, risk and compliance. For financial institutions, the choice to consolidate or coexist isn’t just a technology decision—it’s about aligning front-office growth priorities with back-office operational resilience.